Money Saving Tips

Here is list of money saving tips that one can implement on a daily basis.

1. Brown Bag it, bring home cooked meals to work.

2. Don't ever buy new hardcover books, goto the library or wait until they're printed on paperback. Take advantage of store coupons and promotions. Borrow a book from a friend.

3. Don't buy the latest and best sneakers or tennis shoes. You can sometimes get a great deal in places like Sears and Khols.

4. Quit Smoking and don't go to bars that often. You're better off staying home and inviting friends over. Way cheaper and safer. Not to mention you'll feel better and it will cost you alot less. How many times have you said, jeez I spent $100.00 last night.

5. Don't drive everywhere and cut down your errands to one trip or two per week, gas is expensive and will get more expensive guaranteed in the near future. This is definitely a money saving tip.

6. Cut store coupons and buy those items only on sale. I know it's difficult, but every little bit counts.

7. Stay home more often and cook at home instead of going out to dinner all the time. It's fun and entertaining plus you won't eat as much. Home cooked meals are less fattening.

8. Use your credit cards sparingly, especially department stores cards.

9. Turn off all your lights when not at home. Change your lightbulbs to the new energy efficients brand found at Home Depot and Lowes. You'll pay more up front, but in the long run you'll save.

10. Pay bills online instead of putting a stamp on it, you'll save time and money.

11. Stick to your local bank when withdrawing money. Some banks are now charging upto $3.00 for ATM withdrawals, ridiculous.

12. Open your windows on cool days and turn off your A/C.

13. Watch Movies at home instead of going to the Movies. You can rent movies at the library for $1.00. They have a huge selection of movies to choose from with recent releases too.

14. Wash clothes in cold water instead of hot water. Lower the temperature on your water heater. You don't need the water to be that hot.

15. Wash clothes only when you have a full load.

16. Buy less expensive shampoo and condtioner same with laundry detergent, it's all the same.

17. In the summer save money by planting a few vegatables and herbs. It's fun and very relaxing, plus they're the freshest you'll ever eat.

18. Buy a used certified car especially if you work and live locally. Don't buy big gas guzzlers, you're only throwing money away.

19. Buy the new hybrid cars, oil and gas is only going to get more expensive. Atleast consider them, go check them out at your local dealer.

20. Eat healthy and stay fit, medical bills are outrageous and expensive, let's include drugs and medication in here too.

21. Do things around the house yourself, clean, cook, paint, weed, mowe the lawn instead of paying someonse else to do it.

22. Buy things you really need and not because of your emotions, this is a big one, no impulse buying please.

23. Don't listen to your friends about taking a vacation you can't afford by using your credit card. Huge mistake, you know it's true.

24. If you really don't need a pet don't get one. I'm sorry.

25. Winterize your house, check with your local electric company or do a search online for ways to seal windows, cover electrical outlets and weather strip your doors. Keep the heat in and the cold out.

26. Drink Water instead of soda and juices. Help keep down your weight too.

27. In the summer line dry your clothes. The sun will dry them up in 30 minutes or less instead of using your dryer.

28. When using zip lock bags, wash them out and re-use them. Help protect the environment.

We'll add more money saving tips in the future, but for now please try to implement a few of these recommended suggestions. You'll save lots of money. Then you can invest it wisely.

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